As of 2025, the FHA loan limit in Sharpsville county, Mercer, PA, is $472,030 for a single-family home, moving to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loans have a cap of $726,200 for single-family houses, $929,850 for properties with two units, $1,123,900 for three-unit dwellings, and $1,396,800 for four-unit buildings.
Our FHA calculator helps you find today's top FHA rates and understand what downpayment, income, credit rating, reserves, and documents are needed for qualification.
With the Lendersa® calculator, you can contrast FHA rates and terms with those of other loan types: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
It retrieves data from thousands of lenders, providing quick comparisons to align with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Sharpsville county of Mercer, PA covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For comparing qualification requirements like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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