Throughout 2025, the FHA loan limits within the expanse of Sharon county, part of Mercer in PA, are established at $472,030 for an individual single-family residence. For properties that comprise two units, the cap is $604,400, while for buildings accommodating three units, the limit extends to $730,525. Finally, for properties with four living units, the upper boundary is set at $907,900.
Regarding conventional loans, the maximum borrowing limit for a one-family home is $726,200. For homes with two living units, it is $929,850, and for residences containing three units, the maximum reaches $1,123,900. For those considering properties with four units, the cap is placed at $1,396,800.
Our FHA calculator is designed to shed light on the most attractive FHA rates available today. This tool helps you determine required down payments, income brackets, credit score expectations, reserve necessities, and crucial documents for qualification.
The Lendersa® calculator gives you the ability to analyze and contrast FHA rates and terms with those of a wide array of other loan offerings. These include not only conventional options but also Jumbo, VA, USDA, Non-QM loans, and even hard money lending choices available alongside FHA.
Lendersa® rapidly collects comprehensive loan program data from a vast network of lenders. Within moments, it delivers comparisons that are unique to your personal financial profile and needs, empowering you with insightful, tailored information.
The Loan Limits Comparison Table for 2025 provides thorough insight into loan cap variations across Sharon county of Mercer, PA. Here, you can juxtapose the maximum amounts permissible for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate different qualification standards such as income brackets, reserve amounts, and credit scores, you can rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which presents a deep dive into necessary criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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