In 2026, for the county of Luzerne in Foster, PA, the FHA loan limit is set at $472,030 for single-family homes. It is $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
The maximum limits for conventional loans on single-family residences are $726,200, with a cap of $929,850 for two-unit structures, $1,123,900 for three-unit homes, and $1,396,800 for four-unit houses.
Utilize our FHA calculator to find today's top FHA rates and determine the appropriate down payment, required income, credit necessities, reserves, and documentation to qualify for a loan.
The Lendersa® calculator allows you to juxtapose the rates and terms of FHA loans against a wide array of other lending options. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore and contrast to find your best fit.
Lendersa® swiftly accesses data from thousands of lenders, ensuring a quick comparison against your individualized financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Foster county of Luzerne, PA serves as a comprehensive tool to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a more detailed comparison of qualification criteria such as Income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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