In the year 2026, the FHA loan limits in the county of Montgomery, within Franconia, PA, are $529,000 for a single-family home, $677,200 for 2-units, $818,600 for 3-units, and $1,017,300 for 4-units.
Conventional loans have a maximum amount of $726,200 for single-family residences. For properties with two units the limit is $929,850, for those with three units it is $1,123,900, and for four-unit properties, the limit is $1,396,800.
Discover today’s most competitive FHA rates using our FHA calculator, and find out what down payment, income, credit, reserves, and paperwork you’ll need for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of different loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as alternatives to FHA.
Lendersa® collects data from thousands of lenders, offering swift comparisons tailored to your precise financial circumstances and requirements.
For 2026, study the Loan Limits Comparison Table for the county of Montgomery in Franconia, PA. It details the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare prerequisites like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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