In 2026, the FHA loan limit in Souderton county of Montgomery, PA, is $529,000 for a single-family home. For homes with 2 units, the limit is $677,200, for 3-unit properties, it's $818,600, and for 4-units, it reaches $1,017,300.
The maximum amount for conventional loans on a single-family residence is $726,200. For 2-unit properties, the cap is $929,850, for 3-units it's $1,123,900, and for 4-units, it is $1,396,800.
Use our FHA calculator to find today’s prime FHA rates and the necessary downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator lets you examine and compare FHA rates and terms alongside those of other loan programs. Investigate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® collects data from thousands of lenders, providing rapid, tailored comparisons to fit your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Souderton county of Montgomery, PA, showcases the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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