In 2026, the FHA loan limits for Grove-City county, Mercer, PA are set as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for four units.
The highest amount allowed for conventional loans on a single-family home is $548,250, with limits of $702,000 for two-unit residences, $848,500 for three-unit homes, and $1,054,500 for four units.
Our FHA calculator is designed to help you explore today’s best rates, calculate required downpayments, income, credit score, reserves, and determine the necessary documentation for qualification.
With the Lendersa® calculator, you can compare FHA rates and conditions alongside various other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders and promptly compares it against your personal financial needs and profile.
The Loan Limits Comparison Table for 2026 in Grove-City county, Mercer, PA offers a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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