In 2026, FHA loan limits for Pine county, located in Mercer, PA, are outlined as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
The maximum conventional loan amount available for a single-family residence is $726,200. For homes with two units, the limit is $929,850; for three units, it is $1,123,900; and for four units, you can borrow up to $1,396,800.
Use our FHA calculator to view today's best FHA rates and determine the required downpayment, income, credit score, reserves, and documentation necessary to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs. Explore a wide range of options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison with FHA offerings.
Lendersa® gathers comprehensive loan program data from thousands of lenders, performing quick comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Pine county, Mercer, PA provides insight into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To carefully evaluate qualification standards such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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