In 2026, the FHA loan limits in Mercer county of Mercer, PA are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit residences.
For conventional loans on single-family homes, the limits are $726,200, $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to explore today’s top FHA rates, and determine the necessary downpayment, income, credit score, reserves, and required documents to qualify.
The Lendersa® calculator offers the ability to compare FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Delve into and assess these options.
Lendersa® compiles data from thousands of lenders, quickly aligning it with your financial needs for optimal comparison.
The Loan Limits Comparison Table for 2026 in Mercer county, Mercer, PA provides insights on maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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