For 2026, FHA loan limits in Hamburg, within the county of Berks, PA, are established at $472,030 for a single-family home. For properties with two units, limits are set at $604,400, while three-unit homes have a maximum of $730,525, and four-unit residences can reach $907,900.
The conventional loan maximums are $726,200 for a single-family home, with limits of $929,850 for two-unit properties, $1,123,900 for three-unit dwellings, and $1,396,800 for properties with four units.
Utilize our FHA calculator to identify today’s optimal FHA rates and calculate necessary factors like downpayment, income requirements, credit scores, reserves, and required documents for qualification.
The Lendersa® calculator allows a comprehensive comparison of FHA rates and terms alongside those of other loan programs. Evaluate options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans along with FHA offerings.
Rapidly aggregating data from thousands of lenders, Lendersa® aligns this information with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Hamburg, in Berks, PA, offers insights into the maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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