For the year 2026, in Harmony county within Beaver, PA, the FHA loan cap is set at $472,030 for single-family homes. For 2-unit homes, it is $604,400, for 3-units, it reaches $730,525, and for properties with 4 units, the limit stands at $907,900.
Conventional loans, on the other hand, have maximum amounts of $726,200 for single-family residences, $929,850 for two-unit properties, $1,123,900 for properties with three units, and $1,396,800 for those with four units.
Utilize our FHA calculator to view the finest rates available today and to calculate the necessary downpayment as well as requirements for income, credit, and reserves. Additionally, see what documents are necessary to qualify.
The Lendersa® calculator is designed to allow you to contrast FHA rate and terms with a variety of other loan programs. Compare traditional loans, jumbo loans, VA, USDA, Non-Qm, and hard money loans side-by-side with FHA options.
With data sourced from thousands of lenders, Lendersa® swiftly aligns these with your unique financial situation to offer informed program comparisons.
The Loan Limits Comparison Table for 2026 within Harmony county, Beaver, PA includes comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualifications like income, reserve, and credit prerequisites, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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