For 2026, the FHA loan limits in Harrisburg, part of Dauphin county in PA, are as follows: $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
The cap on conventional loans for a single-family dwelling is $726,200. For properties with two units, the limit is $929,850. For those with three units, it stands at $1,123,900, while four-unit structures are capped at $1,396,800.
Utilize our FHA calculator to uncover today’s leading FHA rates and determine the needed down payment, income, credit score, reserves, and documentation required for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms to those offered by other loan programs. This includes options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® draws on a vast database of loan information from thousands of lenders, making quick comparisons with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Harrisburg county of Dauphin, PA provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements related to income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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