For the year 2026, the FHA loan limits for the county of Cumberland, located in Wormleysburg, PA, are stated as follows: $472,030 is the limit for a single-family home. If the property includes 2 units, then the cap is $604,400. For homes with 3 units, the limit extends to $730,525, and properties with 4 units see a maximum of $907,900.
Concerning conventional loans, the highest amount available for a single-family residence is $726,200. For homes that have 2 units, it rises to $929,850; if there are 3 units, the limit is $1,123,900, and for properties accommodating 4 units, the top amount is $1,396,800.
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Our Loan Limits Comparison Table for 2026 in Wormleysburg county of Cumberland, PA, provides an in-depth assessment of maximum loan amounts available across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan categories. To closely analyze qualification needs such as income, reserves, and credit standards, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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