For the year 2025, the FHA loan limits set for Hazle county, located within Luzerne, PA, are as follows: a single-family home is limited to $472,030, while properties with 2-units have a cap of $604,400. For 3-unit residences, it rises to $730,525, and extends to $907,900 for 4-unit complexes. This information is crucial for those navigating the real estate market in this region.
Concerning conventional loans, a single-family home's borrowing cap is $726,200. Should you choose to invest in a duplex, the maximum extends to $929,850; for a triplex, it ascends to $1,123,900, reaching $1,396,800 for a four-unit property. This array of options illustrates the scale of investment possible under conventional financing.
Our FHA calculator is an invaluable tool that presents today’s most competitive FHA rates, calculating required downpayments, income, credit scenarios, reserves, and necessary documentation for qualification. This saves time and resources by organizing potential financial pathways.
To explore a wide spectrum of possibilities, commence your search to compare a diverse set of loan offers from 100 lenders, giving you broad access to market opportunities tailored to financial needs and circumstances.
The Lendersa® calculator offers the ability to contrast FHA terms with an array of alternate loan programs. It facilitates a detailed exploration and comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money lending, presenting a full scope of what's available in the market.
This streamlined process, driven by Lendersa®, collects and analyzes data from thousands of lenders, offering a precise comparison against personalized financial needs. This empowers users to make well-informed decisions regarding their most suitable loan options.
The Loan Limits Comparison Table for 2025 in Hazle county, within Luzerne, PA, is a resource for comparing the maximum loan amounts: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans are all included. Further, using Lendersa® Super Loan Integrated Qualifier (SLIQ™) aids in understanding qualification requirements such as income, reserves, and credit conditions, ensuring comprehensive financial planning in your loan pursuit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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