For 2026, FHA loan limits in West-Hazleton, located in Luzerne, PA, are established at $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
Conventional loan limits reach up to $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator helps you find today's most competitive FHA rates and guides you in determining necessary details, including downpayment, income, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator facilitates comparisons between FHA rates and terms and those of alternative loan programs. Dive into conventional, jumbo, VA, USDA, non-QM, and hard money loans in conjunction with FHA options.
Lendersa® efficiently compiles and processes data from a wide array of lenders, aligning it with your specific financial profile and needs in just seconds.
The Loan Limits Comparison Table for 2026 in West-Hazleton, Luzerne, PA, provides insights into the highest possible loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed examination of qualification standards, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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