As of 2026, the FHA loan limits for Sugarloaf county in Luzerne, PA, are established as: $472,030 for single-family residences, $604,400 for two-unit homes, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
The maximum for conventional loans on a single-family property is $726,200. For two-unit structures, it's $929,850, $1,123,900 for three-unit dwellings, and $1,396,800 for four-unit buildings.
Our FHA calculator allows you to find today's top FHA rates and determine downpayment, income, credit, reserves, and document requirements for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms alongside those from various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® compiles loan program data from thousands of lenders, and quickly aligns it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sugarloaf county of Luzerne, PA, showcases FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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