As of 2025, the FHA loan limits applicable in Hopewell county of Cumberland, PA are specified and structured as follows: a maximum of $472,030 for a single-family home. Properties constructed with two units have a loan limit of $604,400, while those with three units are capped at $730,525. For residences featuring four units, the highest allowable loan reaches $907,900.
Considering conventional loans, the defined maximum loan amounts vary: for single-family residences, the limit is established at $726,200. For dwellings with two units, it rises to $929,850. In properties built with three units, the ceiling extends to $1,123,900, whereas, for those with four units, it is set at $1,396,800.
To discover today’s top FHA rates and figure out essential criteria, such as downpayment, income thresholds, credit requirements, reserves, and necessary documentation, use our expert FHA calculator.
The Lendersa® calculator is a handy and powerful tool that facilitates the comparison of FHA rates and terms against various other loan programs. Examine options such as Conventional loans, Jumbo loans, VA solutions, USDA loans, Non-QM offerings, and explore hard money loans as well. This helps ensure you have a comprehensive view of all possible financial avenues available to suit your situation.
Lendersa® gathers data from a vast network of thousands of lenders, providing you with quick comparisons that are tailored to your distinct financial profile and needs in a matter of seconds.
Within the Loan Limits Comparison Table for 2025 in Hopewell county of Cumberland, PA, you can compare the maximum loan amounts across several loan categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), as well as hard money options. To further analyze qualification criteria—such as income, reserves, and credit specifications—make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an exhaustive evaluation of all your financial requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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