In 2025, the FHA loan limit in Southampton county of Cumberland, PA, is $472,030 for a single-family home. For 2-units, it’s $604,400; for 3-units, it's $730,525; and for 4-units, it reaches $907,900.
The maximum conventional loan amount for a single-family residence is $726,200, with 2-units capped at $929,850, 3-units at $1,123,900, and for 4-units, the limit is $1,396,800.
Use our FHA calculator to discover today’s top FHA rates and to understand the necessary downpayment, income, credit, reserves, and documentation required for qualification.
By using the Lendersa® calculator, compare FHA rates and terms with those from other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® efficiently gathers loan data from thousands of lenders, rapidly assessing it against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Southampton county of Cumberland, PA, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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