For the year 2026, the FHA loan ceiling within Fayetteville county, located in Franklin, PA, is defined at $472,030 for single-family homes. For residences with two units, the cap is set at $604,400, whereas for those with three units, the limit reaches $730,525. For properties featuring four units, it stands at $907,900.
On the other side, conventional loans have constraints reaching $726,200 for single-family homes. For two-unit properties, the maximum is $929,850. If you're looking at three-unit homes, the limit is $1,123,900, and for the larger four-unit residences, the amount is $1,396,800.
Make sure to utilize our FHA calculator to examine the top FHA rates currently available. This tool also assists in calculating the required downpayment, income benchmarks, credit score, and reserves necessary. Furthermore, it outlines the documents required for qualification.
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In 2026, the Loan Limits Comparison Table for Fayetteville county, situated within Franklin, PA, offers a detailed comparison of maximum loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan options. To evaluate qualification needs, such as income, reserves, and credit requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for enhanced analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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