In 2026, the FHA loan limit in Houtzdale county of Clearfield, PA is set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loan limits for a single-family residence reach $726,200, with allowances of $929,850 for 2-unit homes, $1,123,900 for 3-unit structures, and $1,396,800 for properties with 4-units.
Use our FHA calculator to find today's best FHA rates, and determine downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator lets you compare FHA rates with those of other programs, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently accesses data from thousands of lenders, rapidly aligning your financial profile and needs for optimal comparison.
The Loan Limits Comparison Table for 2026 in Houtzdale county of Clearfield, PA, provides comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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