2026 FHA (Government Loans) Limits for Decatur, Clearfield County, Pennsylvania

For 2026, the FHA loan limits in Decatur county, Clearfield, PA are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The conventional loan maximum for a single-family residence is $726,200, for two-unit homes it is $929,850, for three units $1,123,900, and for four units, the cap is $1,396,800.

Use our FHA calculator to explore today’s best FHA rates and assess the necessary downpayment, income, credit, reserves, and documents required to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Consider and evaluate conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast to FHA options.

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Our Loan Limits Comparison Table for 2026 in Decatur county, Clearfield, PA, allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification requirements like income, reserves, and credit criteria.

Loan limits Decatur county of Clearfield, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • City Capital Funding Inc
  • 402 Executive Drive, Suite B, Langhorne, PA, 19047
  • Lends in Pennsylvania
  • Since 2003, our mission at City Capital Funding, Inc. (NMLS ID #127622) has been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.

  • Net Equity Financial
  • 2267 Langhorne Yardley Road, Langhorne, PA, 19047
  • Lends in Pennsylvania
  • We are a full service Mortgage Brokerage and Real Estate Services company specializing in commercial and residential purchase mortgages, refinance and debt consolidation loans. We offer 100's of wholesale loan programs (both residential and commercial) through many of the largest lenders in the country through

  • American Mortgage Processing Services
  • One Oxford Valley, Suite 220A, Langhorne, PA, 19047
  • Lends in Pennsylvania
  • American Mortgage Processing Services (AMPS) is a back-office mortgage processing services provider. We specialize in Processing, Closing, Post-Closing and Quality Control of Residential Mortgage files. Our processing reduces cost, improves turn times and pass-through rates and produces quality mortgage files.

  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • Lends in Pennsylvania
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • NationMac Mortgage
  • 1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
  • Lends in Pennsylvania
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

  • Almost Home Mortgage
  • 714 E. Main St, Suite 2A, Moorestown, NJ, 08057
  • Lends in Pennsylvania
  • Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.

  • Garden State Home Loans, Inc
  • 2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
  • Lends in Pennsylvania
  • Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.

  • Spirit Financial Credit Union
  • 8535 New Falls Road, Levittown, PA, 19054
  • Lends in Pennsylvania
  • Spirit Financial CU was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union’s expanded legacy of serving the financial needs of various other employee groups.