FHA Loan Max Loan amount for Jersey-Shore, Lycoming County, PA in 2026

In 2026, the FHA loan limit for Jersey-Shore county within Lycoming, PA is $356,362 for a single-family home. For 2-units, the limit is $456,275, $551,500 for 3-units, and $685,400 for 4-units.

Conventional loan caps for a single-family residence are $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to explore today's top FHA rates and determine the required downpayment, income, credit, reserves, and documents for qualification.

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Explore loan options in Jersey-Shore, PA

The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Evaluate options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

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The Loan Limits Comparison Table for 2026 in Jersey-Shore county of Lycoming, PA includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Jersey-Shore county of Lycoming, PA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Jersey-Shore FHA Lenders

  • WYROPE WILLIAMSPORT FEDERAL CREDIT UNION
  • 1536 Riverside Drive, Williamsport, PA, 17702
  • Lends in Pennsylvania
  • Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.

  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.

  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.

  • West Milton State Bank
  • 940 High Street, West Milton, PA, 17886
  • Lends in Pennsylvania
  • Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine

  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • Lends in Pennsylvania
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.

  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Lends in Pennsylvania
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.

  • Penn State Federal Credit Union
  • 123 Amberleigh Lane, Bellefonte, PA, 16823
  • Lends in Pennsylvania
  • Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • Citizens & Northern Bank
  • PO Box 58, Wellsboro, PA, 16901
  • Lends in Pennsylvania
  • 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.

  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • Lends in Pennsylvania
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.

  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • Lends in Pennsylvania
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.