In 2026, the FHA loan limit in South-Williamsport, part of Lycoming, PA, is $356,362 for a single-family home, $456,275 for a two-unit property, $551,500 for a three-unit residence, and $685,400 for a four-unit building.
For conventional loans, the maximum amounts are $548,250 for single-family homes, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for fourplexes.
Utilize our FHA calculator to find today's most competitive FHA rates, and determine necessary downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator enables comparisons between FHA rates and terms with those of other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Embrace this tool to explore an array of choices.
Lendersa® pulls comprehensive loan data from thousands of lenders and in seconds aligns it with your unique financial profile and requirements.
The 2026 Loan Limits Comparison Table for South-Williamsport, covering Lycoming, PA, investigates maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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