FHA Loan Limits for Lock-Haven, Clinton County, PA in 2026

During the year 2026, the FHA loan limits for Lock-Haven county in Clinton, PA are as follows: $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit homes, and $685,400 for properties with four units.

Conventional loan limits are set differently, with $548,250 being the maximum for a single-family residence. For two-unit properties, the limit reaches $702,000, for three units, it is set at $848,500, and for four-unit homes, the cap is $1,054,500.

Use our FHA calculator to access today’s optimal FHA rates. This tool also calculates the necessary downpayment and evaluates income, credit standing, reserves, and documents required for qualification.

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Examine Loan Options in Lock-Haven, PA

Through the Lendersa® calculator, you can compare FHA rates and terms alongside other loan products like conventional, jumbo, VA, USDA, Non-QM, and hard money loans. Delve into each to find the best fit for your needs.

Leveraging data from thousands of lenders, Lendersa® finds and compares programs swiftly, tailored to your financial situation and requirements, providing quick insights.

The Loan Limits Comparison Table for 2026 within Lock-Haven county of Clinton, PA includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. To evaluate different qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lock-Haven county of Clinton, PA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Lock-Haven FHA Lenders

  • WYROPE WILLIAMSPORT FEDERAL CREDIT UNION
  • 1536 Riverside Drive, Williamsport, PA, 17702
  • Lends in Pennsylvania
  • Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.

  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.

  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.

  • Penn State Federal Credit Union
  • 123 Amberleigh Lane, Bellefonte, PA, 16823
  • Lends in Pennsylvania
  • Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • West Milton State Bank
  • 940 High Street, West Milton, PA, 17886
  • Lends in Pennsylvania
  • Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine

  • Citizens & Northern Bank
  • PO Box 58, Wellsboro, PA, 16901
  • Lends in Pennsylvania
  • 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.

  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • Lends in Pennsylvania
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.

  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Lends in Pennsylvania
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.

  • Help Me BA
  • 270 Walker Drive, Suite 110E, State College, PA, 16801
  • Lends in Pennsylvania
  • HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.

  • Mortgage Source PA
  • 1346 S Atherton Street, State College, PA, 16801
  • Lends in Pennsylvania
  • As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.