In the year 2026, the FHA loan limits for Laureldale county in Berks, PA are set at $472,030 for one-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
For conventional loans, the maximum amount for a single-family dwelling is $726,200, while a two-unit property is capped at $929,850, a three-unit property at $1,123,900, and four units at $1,396,800.
Utilize our FHA calculator to discover the best FHA rates currently available and ascertain the requirements such as down payment, income, credit score, reserves, and necessary documents for qualification.
Through the Lendersa® calculator, you can compare FHA rates and conditions with those of other loan programs. Check out and contrast the features of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws loan program details from thousands of lenders and swiftly matches them to your financial profile and unique needs in moments.
The Loan Limits Comparison Table for 2026 in Laureldale county, Berks, PA allows you to compare various maximum loan amounts including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification aspects like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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