For 2026, the FHA loan limits in Lititz county, part of Lancaster, PA, are set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-unit properties, and $907,900 for 4-units.
The cap for conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-unit homes.
Utilize our FHA calculator to find today’s top FHA rates and calculate the downpayment, income, credit, reserves, and documentation needed for qualification.
With the Lendersa® calculator, compare FHA rates and terms with various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently sources loan program data from thousands of lenders, quickly matching it to your financial profile and needs.
The 2026 Loan Limits Comparison for Lititz county, Lancaster, PA, lays out FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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