In 2026, the FHA loan limits in London-Britain, within Chester county, PA, are $431,250 for single-family homes, $552,050 for two-unit residences, $667,350 for three units, and $829,350 for four-unit properties.
The maximum for conventional loans on a single-family residence is $548,250. This increases to $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for properties with four units.
Utilize our FHA calculator to find today's best FHA rates and figure out the required downpayment, income, credit rating, reserves, and documents needed for loan qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs like conventional, jumbo, VA, USDA, Non-QM, and hard money loans to explore comprehensive options.
Lendersa® aggregates data from thousands of lenders and efficiently compares it against your unique financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 in London-Britain, Chester, PA, which includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) limits, alongside hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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