As of 2026, FHA loan limits in West-Grove county of Chester, PA are set at $431,250 for a single-family home. For two units, the limit is $552,050, for three units it is $667,350, and for four-unit properties, it is $829,350.
Maximum loan amounts for conventional loans are $548,250 for a single-family residence, increasing to $702,000 for two units, $848,500 for three units, and reaching $1,054,500 for four units.
Use our practical FHA calculator to find the best FHA rates today, as well as to calculate the required downpayment, income, credit standing, reserves, and necessary documents for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with those of other loan programs. Explore and contrast options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® obtains loan program data from thousands of providers and quickly evaluates it against your unique financial profile and needs, providing tailored comparisons.
The 2026 Loan Limits Comparison Table for West-Grove county of Chester, PA, provides a breakdown of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively assess qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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