For the year 2026, the FHA loan limit in Lower-Chanceford county, within York, PA, is $356,362 for single-family homes, $456,275 if it's a two-unit property, $551,500 for three units, and as much as $685,400 for four-unit residences.
Concerning conventional loans, the cap for a single-family property is $548,250. For two-unit properties, it is $702,000, for three-units, the maximum is $848,500, and for four-units, it is set at $1,054,500.
Our FHA calculator can help you find today’s top FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents to qualify.
With the Lendersa® calculator, you can easily compare FHA rates and terms alongside various loan programs. Evaluate and analyze Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all against FHA offerings.
Lendersa® swiftly evaluates data from thousands of lenders, allowing you to compare it with your personalized financial needs and profile.
Check the Loan Limits Comparison Table for 2026 in Lower-Chanceford county, York, PA to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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