For the year 2026, in the county of Lehigh located in Lower-Milford, PA, the FHA loan limits are defined as follows: $372,600 for a single-family home, $477,000 for properties with two units, $576,550 for structures with three units, and $716,550 for four-unit complexes.
As for conventional loans, the maximum amount starts at $548,250 for a single-family residence. It increases to $702,000 for two-unit homes, rises further to $848,500 for dwellings with three units, and reaches $1,054,500 for four-unit residences.
To view today’s top FHA rates, use our FHA calculator, which helps determine what you need regarding downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator lets you assess FHA rates and terms and compare them with those from different kinds of financing programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® efficiently compiles loan program data from countless lenders, promptly aligning it with your specific financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Lower-Milford, within Lehigh county of PA, facilitates a comprehensive review of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money financing. For an in-depth comparison of qualification prerequisites like income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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