For 2026, in Lower-Saucon county, Northampton, PA, FHA loan limits are $372,600 for single-family homes and increase to $477,000, $576,550, and $716,550 for properties with two, three, and four units respectively.
Conventional loan limits are $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Leverage our FHA calculator to explore today's rates and determine necessary details like downpayment, income, credit, reserves, and qualifying documents.
Use the Lendersa® calculator to compare FHA terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® processes data from many lenders quickly, matching it with your financial needs.
In 2026, the Loan Limits Comparison Table for Lower-Saucon county, Northampton, helps compare limits for FHA, Conventional, Jumbo, USDA, VA, Non-QM, and more. Check details to compare income, reserves, and credit using Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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