For the year 2025, the FHA loan limits in Lower-Salford, Montgomery, PA are as follows: for a single-family home, it's $431,250. The limit for a duplex is $552,050, for a triplex it's $667,350, and for quadplexes, the cap is $829,350.
Concerning conventional loans, the maximum loan amount for single-family residences is $548,250. The limit extends to $702,000 for two-unit properties, is $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator is a great tool to check today's competitive FHA rates. It also assists you in calculating the necessary downpayment and understanding income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator provides an efficient way to compare FHA rates and terms with those from a variety of other loan programs. Look into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA.
With access to data from thousands of lenders, Lendersa® quickly analyzes this information, aligning it with your specific financial profile and needs.
Check the Loan Limits Comparison Table for 2025 within Lower-Salford, Montgomery, PA, covering maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualifying requirements such as income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
