In 2026, the FHA loan limit in Upper-Salford, located in Montgomery county, PA, is $431,250 for a single-family home. For two-unit dwellings, it stands at $552,050; for three units, it is $667,350; and for properties with four units, the limit is $829,350.
For conventional loans, maximum amounts on a single-family home are $548,250. This extends to $702,000 for two units, $848,500 for three-unit homes, and $1,054,500 for four-unit residences.
Our FHA calculator helps you discover today's optimal FHA rates and determine the downpayment, income, credit, reserves, and documents required to qualify.
With the Lendersa® calculator, compare FHA rates and terms with those of various other loan programs such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans to explore the best options.
Lendersa® draws from a vast array of lenders, effectively comparing data against your unique financial criteria and needs.
Access the Loan Limits Comparison Table for 2026 in Upper-Salford, Montgomery, PA, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess requirements in income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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