In 2026, the FHA loan limit for a single-family home in Harleysville county, Montgomery, PA, is $529,000. For properties with 2-units, the limit is $677,200, $818,600 for 3-unit buildings, and for 4-unit structures, it is $1,017,300.
As for conventional loans, the maximum amount for a single-family residence is $726,200, while for 2-units, it is $929,850, $1,123,900 for 3-units, and $1,396,800 for properties with 4-units.
To view today's best FHA rates and calculate the necessary downpayment, income, credit, reserves, and documentation needed, utilize our FHA calculator.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Discover and evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Easily obtain loan program data from numerous lenders, which Lendersa® swiftly analyzes against your particular financial situation and requirements.
For 2026, the Loan Limits Comparison Table in Harleysville county, Montgomery, PA, showcases loans including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and max amounts with hard money loans. Compare qualification needs, like income, reserves, and credit, by utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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