In 2026, the FHA loan limits set for housing within Mahoning county, situated in Lawrence, PA, are as follows: $472,030 for a single-family home. For properties containing two units, the limit reaches $604,400. If you are dealing with three-unit residences, the cap is set at $730,525, and for properties consisting of four units, it rises to $907,900.
Conventional loan maximums differ for each unit type; they are $726,200 for a single-family home, increasing to $929,850 for two-unit structures. For buildings with three units, the limit extends to $1,123,900, while four-unit homes can borrow up to $1,396,800.
To find today’s leading FHA rates and assess the downpayment, income, credit score requirements, reserves, and necessary documents needed for qualification, use our FHA calculator.
The Lendersa® calculator is a comprehensive tool that assists in comparing FHA rates and terms with those offered by numerous other loan programs. Examine options from Conventional loans, Jumbo loans, VA, USDA, Non-QM, to various hard money loans, ensuring you have a full spectrum to evaluate.
Lendersa® collates detailed loan program data from thousands of lenders, providing swift and tailored comparisons that match your unique financial situation and requirements, helping to ensure informed decision-making.
The Loan Limits Comparison Table for 2026 in Mahoning county of Lawrence, PA, offers a detailed assessment of maximum loan capacities including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. When comparing qualification criteria like income, reserves, and credit standards, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly examine and understand the requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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