For the year 2025, the FHA loan limit for a single-family home in McSherrystown county of Adams, PA, is $472,030. For structures with two units, the limit is set at $604,400, while three-unit buildings are capped at $730,525. The maximum permissible loan for four-unit properties is $907,900.
Regarding conventional loans, the maximum amount available for a single-family residence stands at $726,200. In properties with two units, the limit rises to $929,850, for three-unit residencies, it becomes $1,123,900, and extends to $1,396,800 for four-unit domiciles.
Use our intuitive FHA calculator to discover today’s most competitive FHA rates and ascertain requirements such as downpayment, income, credit, reserves, and documentation necessary for eligibility.
Engage with loan offers from a broad spectrum of 100 lenders
Our Lendersa® calculator is a powerful tool, letting you compare the rates and terms of FHA loans with a multitude of other available programs. Delve into the particulars of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, offering a comprehensive analysis against FHA offerings.
Lendersa® draws on a robust database pulling loan information from thousands of lending institutions. Within moments, it aligns this information with your personal financial circumstances and needs for quick comparisons.
The Loan Limits Comparison Table for 2025, relevant to McSherrystown county of Adams, PA, provides a side-by-side comparison of the maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further assess qualifications such as income standards, reserve requirements, and credit expectations, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for your use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
