For the year 2026, FHA loan limits within Womelsdorf county, part of Berks, PA, are set as follows: $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for those with 3-units, and $907,900 for homes containing 4-units.
The maximum loan amounts for conventional loans are outlined as $726,200 for single-family residences. If your property includes two units, this extends to $929,850. For buildings housing three units, the maximum rises to $1,123,900, while four-unit dwellings see a cap at $1,396,800.
Utilize our FHA calculator to explore today's best FHA rates, calculating your specific downpayment, necessary income, credit score criteria, reserve needs, and the documentation required to secure your loan successfully.
The Lendersa® calculator is an effective tool that assists in comparing FHA rates and terms with numerous other loan options available. This encompasses examination and comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and potential hard money loans, ensuring a wide-ranging analysis for your financial situation.
Thousands of lenders contribute data to Lendersa®, facilitating swift, precise comparisons matched to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Womelsdorf county, Berks, PA, provides a detailed breakdown of maximum loan amounts across sectors. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and specific hard money loans. For a detailed investigation of qualification requirements such as income, reserves, and credit eligibility, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to gain comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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