2026 FHA (Government Loans) Limits for Monaca, Beaver County, Pennsylvania

In 2026, the FHA loan limit for a single-family home in Monaca county within Beaver, PA is $472,030. For properties with 2 units, it is $604,400, for 3-units it's $730,525, and for those with 4 units, the limit is $907,900.

The upper limit for conventional loans on a single-family dwelling is $726,200, while for a 2-unit property it’s $929,850, for 3-units it's $1,123,900, and for 4-units, it stands at $1,396,800.

Explore today's finest FHA rates using our calculator, and determine the necessary downpayment, income, credit, reserves, and documents required for qualification.

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Explore your loan choices in Monaca, PA

The Lendersa® calculator lets you assess FHA rates and terms against those of other loan programs. Compare options such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans with FHA packages.

Lendersa® aggregates loan data from thousands of lenders and quickly aligns it with your unique financial scenario.

With the Loan Limits Comparison Table for 2026 in Monaca county of Beaver, PA, compare maximum FHA, conventional conforming, jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To evaluate qualification requirements, including income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available.

Loan limits Monaca county of Beaver, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Monaca FHA Lenders

  • Mortgage Lending Solutions
  • 900 Pennsylvania Ave, Monaca, PA, 15061
  • Lends in Pennsylvania
  • Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process

  • Excel Mortgage Group, Inc
  • 325 Beaver Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.

  • Premier Mortgage and Home Equity LLC
  • 2558 Darlington Road, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.

  • RS Bellco Federal Credit Union
  • 710 Third Avenue, New Brighton, PA, 15066
  • Lends in Pennsylvania
  • R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.

  • USX Federal Credit Union
  • 1293 Freedom Road, Cranberry Township, PA, 16066
  • Lends in Pennsylvania
  • USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security

  • Welcome Home Finance, LP
  • 8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
  • Lends in Pennsylvania
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending

  • EQUITY LENDING GROUP INC
  • 307 West New Castle Street, Zelienople, PA, 16063
  • Lends in Pennsylvania
  • Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Northern States Mortgage, LLC
  • 322 S. Main Street, Zelienople, PA, 16063
  • Lends in Pennsylvania
  • Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • Ace One Mortgage LLC
  • 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
  • Lends in Pennsylvania
  • At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • Lends in Pennsylvania
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.