In 2026, the FHA loan limits set for the county of Washington, located in Monongahela, PA, are structured as follows: $472,030 is the maximum for single-family homes. For properties with 2 units, it reaches $604,400. If you move to 3-unit buildings, the limit is $730,525, and for homes with 4 units, the amount tops out at $907,900.
When it comes to conventional loans, the maximum permissible amount for a single-family residence stands at $726,200. For properties accommodating two units, the limit increases to $929,850; it rises further to $1,123,900 for homes with three units; and for buildings with four units, the cap goes up to $1,396,800.
Our FHA calculator can assist in finding today’s best FHA rates and determining requirements such as downpayment, income levels, credit score, reserves, and documents needed to meet qualification standards.
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Using the Lendersa® calculator, you can compare FHA loan rates and terms with those of various other programs available. Engage in a detailed examination of options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
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The Loan Limits Comparison Table for 2026 in Monongahela, situated in the county of Washington, PA, brings clarity to the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly assess qualification conditions, including income, reserves, and credit considerations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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