For the year 2025, the FHA loan limits for properties in Montoursville, located within Lycoming, PA, are set at $472,030 for a single-family home. For residences with two units, the limit is $604,400, while homes with three units have a ceiling of $730,525. Lastly, properties with four units can reach up to $907,900.
Regarding conventional loans, the maximum borrowing amount for a single-family residence is $726,200. This amount extends to $929,850 for homes with two units, $1,123,900 for three-unit properties, and reaches $1,396,800 for four-unit dwellings.
By utilizing our FHA calculator, you can conveniently access current FHA rates and ascertain the necessary downpayment, income requirements, credit prerequisites, reserves, and supporting documents for eligibility.
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The Lendersa® calculator provides a robust platform to compare FHA rates and terms against the offerings of various other mortgage programs. This includes exploring and comparing options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, alongside FHA offerings.
Lendersa® aggregates comprehensive loan program data sourced from an extensive network of lenders. In mere seconds, it evaluates these details, aligning them with your unique financial profile and specific needs, offering an efficient comparison.
The detailed Loan Limits Comparison Table for the year 2025 within Montoursville in Lycoming, PA, furnishes important insights into the highest possible lending amounts across multiple categories. These encompass FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and even hard money loans. For those interested in a deeper understanding of qualification criteria - such as income requirements, reserve conditions, and credit evaluations - the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an invaluable tool that simplifies the process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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