For the year 2025, the FHA loan limits in Lycoming county situated in Williamsport, PA are detailed as follows: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for those with four units.
The maximum allowable loan amount for conventional loans on single-family homes is $726,200. For homes with two units, the upper limit is $929,850, while three-unit properties have a limit of $1,123,900, and four-unit properties can go up to $1,396,800.
Utilize our FHA calculator to view the current optimal FHA rates, and evaluate the necessary downpayment, income, credit score, reserves, and required documentation for qualification.
The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms with other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® quickly processes data from thousands of lenders to find options that best match your financial profile and unique requirements.
Explore the Loan Limits Comparison Table for 2025 in the county of Lycoming, covering Williamsport, PA. This tool allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, and additional options like Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To review qualification criteria such as income, reserves, and credit requirements, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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