Williamsport, Lycoming Pennsylvania FHA loan limit in 22026

For the year 2026, the FHA loan limits in Lycoming county situated in Williamsport, PA are detailed as follows: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for those with four units.

The maximum allowable loan amount for conventional loans on single-family homes is $726,200. For homes with two units, the upper limit is $929,850, while three-unit properties have a limit of $1,123,900, and four-unit properties can go up to $1,396,800.

Utilize our FHA calculator to view the current optimal FHA rates, and evaluate the necessary downpayment, income, credit score, reserves, and required documentation for qualification.

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The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms with other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.

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Explore the Loan Limits Comparison Table for 2026 in the county of Lycoming, covering Williamsport, PA. This tool allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, and additional options like Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To review qualification criteria such as income, reserves, and credit requirements, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

	SFR	2 Units	3 Units	4 Units
FHA	$472,030	$604,400	$730,525	$907,900
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$726,200	$929,850	$1,123,900	$1,396,800
USDA	$336,500	$336,500	$336,500	$336,500
VA	$726,200	$929,850	$1,123,900	$1,396,800
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

Williamsport FHA Lenders
(570) 323-9407 Lender's profile and map West Branch Valley Federal Credit Union 1640 High Street, Williamsport, PA, 17701 Lends in Pennsylvania AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
(570) 327-5263 Lender's profile and map Woodlands Bank 2450 East Third Street, Williamsport, PA, 17701 Lends in Pennsylvania In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
(570) 323-5188 Lender's profile and map WYROPE WILLIAMSPORT FEDERAL CREDIT UNION 1536 Riverside Drive, Williamsport, PA, 17702 Lends in Pennsylvania Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
(570) 546-2333 Lender's profile and map PALCO Federal Credit Union 191 Chad Road, Muncy, PA, 17756 Lends in Pennsylvania PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
(570) 428-3750 Lender's profile and map West Milton State Bank 940 High Street, West Milton, PA, 17886 Lends in Pennsylvania Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
(570) 742-3903 Lender's profile and map Pinpoint Federal Credit Union 37 Ferry Ln, Milton, PA, 17847 Lends in Pennsylvania Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
(570) 271-6060 Lender's profile and map Service 1st Federal Credit Union 1985 Montour Boulevard, Danville, PA, 17821 Lends in Pennsylvania 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
(570) 275-3308 Lender's profile and map Central Susquehanna Community Federal Credit Union 530 E Market Street, Danville, PA, 17821 Lends in Pennsylvania CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
(570) 784-1660 Lender's profile and map First Columbia Bank & Trust Co. 232 East Street, Bloomsburg, PA, 17815 Lends in Pennsylvania First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
(877) 838-2517 Lender's profile and map Citizens & Northern Bank PO Box 58, Wellsboro, PA, 16901 Lends in Pennsylvania 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.