For 2025, the FHA loan ceilings in Kenmar, within Lycoming, PA, are set at $472,030 for single-family homes. The two-unit limit is $604,400, while for three-unit properties, it's $730,525, and for four-units, the cap reaches $907,900.
Regarding conventional loans, the maximum permissible amount for a single-family house is $726,200. Duplexes can be financed up to $929,850, triplexes to $1,123,900, and four-unit buildings to $1,396,800.
Our FHA calculator is designed to help you find today's optimal FHA rates and provide insights into downpayments, income prerequisites, credit standings, reserves, and documentation necessary for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with all alternative loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool helps you explore the distinct differences among these options.
Lendersa® aggregates extensive loan program information from many lenders, delivering rapid comparisons tailored to your specific financial circumstances and needs.
The Loan Limits Comparison Table for 2025 in the county of Kenmar, Lycoming, PA compares the upper loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To critically assess qualification criteria such as income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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