For 2026, the FHA loan limits in New-Freedom county of York, PA are: $356,362 for single-family homes, $456,275 for two-unit residences, $551,500 for three-unit homes, and $685,400 for four-unit buildings.
Conventional loan limits on a single-family residence reach up to $548,250. For two units, the limit is $702,000, for three units it's $848,500, and for four units, it maxes out at $1,054,500.
Utilize our FHA calculator to see today's most competitive FHA rates and find out the required downpayment, income, credit, reserves, and documents essential for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those across multiple loan programs. Investigate and contrast FHA with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly gathers loan program data from thousands of lenders, quickly aligning it with your personal financial needs and profile.
Utilize the Loan Limits Comparison Table for 2026 in New-Freedom county of York, PA to understand FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. To evaluate qualification standards such as income, reserves, and credit specifications, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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