For 2026, the FHA loan cap in Spry county of York, located in PA, stands at $472,030 for a single-family home. Meanwhile, the limit is $604,400 for two-unit homes, $730,525 for three-unit residences, and $907,900 for buildings with four units.
As for conventional loans, the upper loan limit for a single-family residence is $726,200. This amount extends to $929,850 for duplexes, $1,123,900 for triplexes, and reaches $1,396,800 for four-unit structures.
Our FHA calculator allows you to explore the latest FHA rates available today, assisting in pinpointing required downpayments, income levels, credit scores, and reserves, as well as documentation necessary for qualification.
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The Lendersa® calculator equips you to evaluate the rate and terms of FHA loans alongside those of other types. This includes Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money alternatives.
With access to vast amounts of loan program data from numerous lenders, Lendersa® provides a swift method of aligning these options with your specific financial profile and demands.
Consult the Loan Limits Comparison Table for 2026 in Spry county of York, PA, which offers a comprehensive analysis of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification needs such as income, reserves, and credit reliability, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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