In 2026, the FHA loan limits for North-East county, Erie, PA, are established at $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit structures, and $685,400 for four-unit buildings.
The maximum allowable amounts for conventional loans are $548,250 for a single-family home, with $702,000 set for two-unit homes, $848,500 for three-unit ones, and $1,054,500 for four-unit properties.
Utilize our FHA calculator to assess today's top FHA rates and understand the necessary downpayment, income, credit standing, reserves, and documents needed for qualification.
With Lendersa®'s calculator, you can compare FHA rates and terms alongside those of other loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore the differences among these options.
Lendersa® accesses data from thousands of lending institutions and swiftly compares it to your specific financial profile, tailoring results to fit your needs.
The Loan Limits Comparison Table for 2026 in the North-East county of Erie, PA, contrasts maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria, including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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