In 2026, FHA loan limits for Plainfield county, Northampton, PA, are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loan maximums on single-family residences are $726,200, with $929,850 for dual units, $1,123,900 for tri-units, and $1,396,800 for quad-units.
Utilize our FHA calculator to find today's best FHA rates and determine necessary downpayments, income, credit scores, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan programs: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, making rapid comparisons to fit your financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Plainfield county, Northampton, PA, includes maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications on income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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