For 2026, the FHA loan limit set in Palmer-Heights county of Northampton, PA is $372,600 for single-family homes, $477,000 for two-unit houses, $576,550 for three-unit structures, and $716,550 for properties with four units.
Conventional loan caps for single-family homes reach up to $548,250, with limits of $702,000 for two-unit properties, $848,500 for three-unit buildings, and $1,054,500 for four-unit complexes.
Utilize our FHA calculator to discover current top FHA rates and determine qualifications, including downpayment, income, credit, reserves, and necessary documentation.
The Lendersa® calculator makes it possible to compare FHA interest rates and terms with those of various other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Make informed comparisons to choose your best option.
Lendersa® efficiently collects data from a myriad of lenders, rapidly comparing it against your specific financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Palmer-Heights county of Northampton, PA facilitates the comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For analyzing qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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