As of 2025, the FHA loan maximum for the county of Northampton in Upper-Nazareth, PA is $372,600 for a single-family dwelling. The cap for two-unit properties is $477,000, for three units it is $576,550, and for four-unit homes, the maximum reaches $716,550.
The highest limit on conventional loans when purchasing a single-family home is set at $548,250. For properties with two units, it stands at $702,000; for three units, it is $848,500; and for complexes with four units, the cap is $1,054,500.
Employ our FHA calculator to review today’s best rates for FHA programs and to figure out details like the necessary down payment, income requirements, credit score, required reserves, and documentation that you must submit to qualify.
The Lendersa® tool allows you to compare the rates and terms of FHA loans against other available financing options. Delve into and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard-money loans relative to FHA offers.
Lendersa® aggregates data on loan programs from an extensive network of lenders. Within seconds, it compares this data against your unique financial needs and circumstances to find suitable loan programs.
For 2025, the Loan Limits Comparison Table for Upper-Nazareth in the county of Northampton, PA, allows you to assess the maximum amount for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard-money loans. To further compare qualification specifics such as income, credit, and reserves, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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