2026 FHA Loan Limits for Quincy, Franklin County, Pennsylvania

For 2026, in Quincy county of Franklin, PA, the FHA loan limit is $472,030 for a single-family home. The limit increases to $604,400 for 2-unit properties, goes up to $730,525 for 3-units, and caps at $907,900 for 4-units.

Conventional loans on a single-family residence have a maximum of $726,200. If you have 2-units, it is $929,850; for 3-units, the limit reaches $1,123,900, and for 4-units, it is $1,396,800.

Leverage our FHA calculator to find today’s best FHA rates and calculate the necessary downpayment, income, credit score, reserves, and required documentation to qualify.

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Evaluate Your Loan Choices in Quincy, PA

The Lendersa® calculator helps you to make comparisons of FHA rates and terms with various other loan programs. Dive into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans side by side with FHA offerings.

Lendersa® aggregates extensive loan program data from a multitude of lenders, facilitating quick and precise comparisons tailored to your financial profile and individual needs.

For 2026, the Loan Limits Comparison Table in Quincy county, Franklin, PA covers FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements, like income, reserves, and credit ratings, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an invaluable tool.

Loan limits Quincy county of Franklin, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Foxhill Mortgage
  • 2814 Leechburg Road, Lower Burrel, PA, 15068
  • Lends in Pennsylvania
  • Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.

  • Valley 1st Community Federal Credit Union
  • 815 Schoonmaker Avenue, Monessen, PA, 15062
  • Lends in Pennsylvania
  • Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.

  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Lends in Pennsylvania
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.

  • Premier Bank
  • 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
  • Lends in Pennsylvania
  • Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.

  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Lends in Pennsylvania
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.

  • Prudential Bank
  • 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005

  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania

  • Dynamic Funding Solutions Inc
  • 51 Buck Road, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • America Lending LLC
  • 2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Approved Business Lending
  • 380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need