2025 FHA (Government Loans) Limits for Guilford, Franklin County, Pennsylvania

For 2025, the FHA loan limits in the county of Guilford, located in Franklin, PA, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loans have a maximum loan amount of $726,200 for a single-family residence. For two-unit homes, the limit is $929,850; for three units, it's $1,123,900; and for four units, it's $1,396,800.

Utilize our FHA calculator to access today’s best FHA rates and determine downpayment, income requirements, credit, reserves, and documents necessary to qualify.

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Evaluate Loan Choices in Guilford, PA

Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Examine and weigh FHA against Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.

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View the Loan Limits Comparison Table for 2025 in Guilford county of Franklin, PA. It compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification details such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Guilford county of Franklin, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches
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  • VGIS INC.
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  • VGIS arranges real estate loans in 50 states. Get your loan approval in 24 hours with the most competitive rates and terms anyplace in the country. Our experienced staff knows how important it is to stay in solid communication with our clients 7 days a week to provide updates and support while your loan is being processed.
  • Purple Lion Inc.
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  • St. Joe Valley Credit Union
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  • This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members. We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
  • Novus Home Mortgage, a division of Ixonia Bank
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  • PInnacle Mortgage Solutions Inc
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  • Chaos Home Loans
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  • Valley View Home Loans - VVHL Direct
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  • Valley West Mortgage
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