In 2026, the FHA loan limit in Rapho county, part of Lancaster, PA, is set at $472,030 for a single-family home. Two-unit properties are limited to $604,400, three-unit buildings to $730,525, and four-unit houses to $907,900.
On the conventional loan side, the maximum for a single-family residence is $726,200. A two-unit residence can borrow up to $929,850, while the cap for three units is $1,123,900 and for four units, it's $1,396,800.
Our FHA calculator will help you find the most favorable rates today, determining the appropriate downpayment, and the income, credit, reserves, and documents needed for eligibility.
The Lendersa® calculator helps you compare FHA rates and terms with other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
By collecting program data from thousands of lenders, Lendersa® can quickly analyze against your financial profile and needs, offering you tailored loan comparisons.
For 2026, the Loan Limits Comparison Table in Rapho county of Lancaster, PA provides insight into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For comparison of qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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